Professional Representation of Clients for Consumer Rights

When it comes to credit reports, you need to know the Fair Credit Reporting Act. Inaccurate information on your credit report can affect your credit score. To know what your rights are if you have an inaccurate credit report, you need a Fair Credit Reporting Act lawyer.

Most people feel helpless when they see that their credit report is inaccurate. If you feel this way, seek help from an attorney who can protect you from false reports. Every detail about your debt, outstanding balances and any other financial information makes up your credit report. Any incorrect number on this report will have a negative impact on your credit score.

Inaccurate information about arrears can be disastrous. It may also happen that an incorrect date is entered for a credit event. Your report may indicate that you are late on your payments, which is another cause for a bad credit score. If it happens that a non-existent creditor is listed on your report, it means that non-existent transactions have been made, which is another negative factor for your credit score. There may also be incorrect information about the completion of your loan. When you want to apply for a new loan, if it appears in the credit report that you still haven’t paid off the previous one, it is certain that you will be rejected for the new loan.

All these mentioned facts will certainly have a bad effect on your credit score and you will have wrong information on your credit report. So don’t let yourself fall victim to inaccurate credit reports, get help from a Fair Credit Reporting Act lawyer right away and protect your credit scores.